08/09/2017
Your final inspection is one of the most important aspects of the home buying process. To help you get the most out of yours, this article has some tips to share. It felt like the day would never come. After jumping through hurdles and filling out more applications that you can count, it’s time to arrange your final inspection before you take ownership of your new dream home! As exciting as this stage is, however, it’s important that you don’t let the excitement get the better of you.

Make the Most of Your Final Inspection

With this in your mind, below are some great tips from Riva Title Company for you to consider when it comes time for your final inspection.

You Aren't Qualified

It doesn’t matter if you have been providing building inspections for years as a contractor or you are an experienced real estate agent, you aren’t in the best position to prepare an unbiased report on the property. For this reason, it’s important that you consider hiring an independent property inspector to complete this task alongside your personal involvement. When you are looking for an inspector, keep the following in mind:
  • Will they inspect your roof?
  • Are they willing to climb under your house to inspect your foundations?
  • Are they qualified to inspect your type of property?
  • When can you expect their report?
  • How clear are they with their fees?
  • Do they come with any recommendations?
If you are in the process of buying a home, make sure that you don't forget the most important aspects of the process, such as buying title insurance in Coral Gables, FL. Speak with Riva Title Company at 786-787-7888 to learn more about how title insurance can protect you against future title challenges and financial claims.

Attend!

Just because you are hiring an inspector to provide a report doesn’t mean that two sets of eyes aren’t better than one. While your inspector does their work, take some time of your own to pay attention to the following items:

Stability

As you walk through the property, make sure that all of the doors and windows open smoothly and without any problems. If you notice that any of the doors or windows are becoming stuck it could be a sign that weather or other factors have caused the house to shift. This could lead to a change in its stability and is something to consider. It is likely that your inspector will take a look, so attend the foundations with them to raise any concerns that you see.
  • Electricity
    • While your inspector will check the main parts of the wiring, take a small mobile device charger with you and test the outlets in the home. Just because the main wiring is in good condition doesn’t mean that there aren’t smaller issues that you should discuss before you sign any papers. These might not be the end of your transaction, however, these conversations need to be had prior to you taking ownership of the property, and, in turn, any problems with it.
  • Inclusions
    • If the current owner has listed it as an inclusion in the property, your final inspection is the time to make sure that it is still there in the property and in full working order. Items like a dishwasher, outdoor setting, BBQ, entertainment system, or even a special type of toilet are often listed and should be checked. If any of the items on the list aren't functioning, bring these up with the agent of the seller immediately and before you sign any paperwork.
  • Learn more about the property
    • The final inspection will also see the owner or their agent in attendance; people who you may not have had a chance to speak with as part of the process. Take the opportunity to introduce yourself and to learn more about the property, such as how the owner came about owning it. Listen out for any mention of inheritance or the property being used as past security for a line of credit as these could cause serious problems for you in the future when it comes to liens and entitlement.

Title Insurance in Coral Gables, FL Is a Must!

If you are buying a home and want to protect your home ownership then you need title insurance in Coral Gables, FL. Title insurance protects property owners from claims made against the title of the claim as a result of discrepancies concerning previous title transfers. Speak with Riva Title Company today at 786-787-7888 to learn more about how title insurance in Coral Gables, FL can protect you!